Secured capital for growing companies.
Broad Street Capital LLC, our sister company, originates and structures secured corporate notes for small and mid-sized businesses. It is managed by Josh Schaap and Lindsey W. Cooper Jr.
- 10+years structuring secured corporate notes
- $5M+in secured notes currently outstanding*
- Monthlyinterest payment schedule
*Aggregate principal of notes outstanding as of November 2026. This figure says nothing about the performance of any note.
What we do
For more than ten years, Josh and Lindsey have arranged private, secured financing for established small and mid-sized companies. Their borrowers usually need capital on terms a bank won't offer, or faster than a bank can move.
We originate every note ourselves and negotiate it directly with the borrower’s owners. We draft and document each one in-house, and we manage it actively until it’s repaid, including amending terms as the borrower’s business changes.
Who we work with
We're looking for new borrowers. We usually work with operating companies that have:
- an established operating history and identifiable revenue
- collateral we can secure, such as real estate, receivables, equipment or a lien on business assets
- a defined need, such as growth, acquisition, refinancing or working capital
- owners who will share their financial statements and provide guaranties where appropriate
How a note works
Secured
Depending on the credit, a note may be secured by a first mortgage, UCC-1 liens on business assets, personal or corporate guaranties, or a combination of these.
Monthly interest
Borrowers usually pay interest monthly. Principal is due at maturity or amortizes on an agreed schedule.
Defined term
Each note has a set maturity, prepayment and extension terms, and regular financial reporting from the borrower.
Direct relationship
Borrowers work directly with the managers from the first conversation through repayment.
This is a general description only. Every note is negotiated individually, and its actual terms vary.
The managers of Broad Street Capital
Josh Schaap
Co-Principal
Leads origination and portfolio management, and handles the relationships with borrowers.
Lindsey W. Cooper Jr.
Co-Principal · Managing Member
Structures each credit facility and drafts its term sheets and loan documents. He also runs the Law Offices of Lindsey W. Cooper Jr.
Seeking credit for your company?
Tell us about your business, how much capital you need and what you plan to use it for. One of the managers will follow up with you directly. Your inquiry goes to Josh Schaap, Lindsey W. Cooper Jr. and our investor relations team.
Already working with us?
If you already have a relationship with BSI or Charleston Commercial, you can request access to our investor portal.